Banking and foreign exchange

Banks add their own KYC packs. Those checklists are not statute — we publish the FX ordinance principles, not a bank brochure.

Facts on file

• Foreigner becomes FX resident after this many months’ stay (with listed exceptions)

  Pháp lệnh Ngoại hối Điều 4 khoản 2 điểm h (07/VBHN-VPQH)
  12 monthschecked Aug 2026
• Resident foreigners may buy FX from lawful VND income and remit abroad

  Pháp lệnh Ngoại hối Điều 8 khoản 4
  yeschecked Aug 2026
• Cash in/out above this USD amount must be declared

  TT 15/2011/TT-NHNN Điều 2 khoản 1
  5000 USDchecked Aug 2026
• Cash in/out above this VND amount must be declared

  TT 15/2011/TT-NHNN Điều 2 khoản 1
  15000000 VNDchecked Aug 2026
• Domestic FX pricing/payment generally banned

  Pháp lệnh Ngoại hối Điều 22
  yeschecked Aug 2026
• Foreigners are within the scope of payment-account rules

  TT 23/2014/TT-NHNN Điều 1 khoản 3
  yeschecked Aug 2026

Australia↔Vietnam remittance practice still hits these FX rules. Tax position: pair tax page.